- Objective, Scope and Applicability of the Policy
By using the Site and/or by providing your information to us, you consent to the collection and use of the information you disclose on the Site in accordance with this Policy. If you wish to contact Fractoz in connection with any matter relating to this Policy or privacy related issues you may send an email to firstname.lastname@example.org.
By browsing, visiting, accessing and/or using the services on the Site, you consent and agree to the terms of Fractoz’s Policy as detailed herein.
You also agree that the information furnished by you is lawful, true and correct and does not violate or infringe any laws. In case of any violations, infringement, furnishing of wrongful or unauthorized information, Fractoz shall not be liable to you or to any third party for the same.
- Types/ Nature of Information we collect:
There are three (3) general categories of information we collect.
A. Information you provide us, to enable your use of the Account/Site
B. Information you choose to give us
C. Information that is necessary for the payment related services
Further to each of the aforementioned categories set out in Section II: Sub-Section A, B and C above we collect the following types of information from you (collectively referred to as “Information”)
- i) “Personally Identifiable Information”– information that could be used to identify you such as, your name, email address, phone number, age, gender, IP addresses and other similar information;
ii) “Sensitive Personal Information”such as passwords in encrypted form and secured financial/ payment related information;
iii) “Non-Personal Information” – information that cannot be used to identify you such as the webpages that you have viewed and your usage patterns; and
iv) “Device Information”– information which is automatically collected about the device from which the Site is used.
- Information you provide Fractoz to enable your use of the Account/Site
We ask for and collect the following Personally Identifiable Information and Sensitive Personal Information about you when you use the Site. This information is necessary for performance of the agreement between you and us and to allow us to comply with our legal obligations. Without it, we may not be able to provide you with all the requested services.
i) Account Information.In order to use certain features on the Site, Fractoz may require you to create a user account (“Account”) which shall include your user profile (“Profile”). When you opt to create such an Account and sign /click on “I Accept” in respect of the creation of an Account, we require you to provide certain Personally Identifiable information such as your first name, last name, email address, phone number, interests, and depending on the nature of services you avail, information pertaining to your gender and marital status.
ii) Profile and Listing Information. In addition to (i) above, in order to use certain features on the Site (such as promote property or promote service or add property), we may ask you to provide certain additional Personally Identifiable Information, which may include your address, phone number, email address, inside and outside photographs of property and a profile picture.
iii) Identity Verification Information.To help create and maintain a trusted environment, we may collect certain Personally Identifiable Information in order to verify your identity, such as images of specified government issued identification, including passport, national ID card, or driving license, or any other information as may be required to verify your identity.
iv) Payment Information. In addition to the foregoing, in order to use certain other features on the Site (such as promote property or promote service or creating a listing), we may require you to provide certain financial information (as more particularly described in sub section C below) in order to facilitate the processing of payments.
v) Communications with Fractoz and its affiliates and authorised service providers/agents or other users. When you communicate with Fractoz or use the Site to communicate with Fractoz’s affiliates and authorised service providers/agents or when you communicate with other users of Fractoz, we collect all such correspondence, information about your communication and any additional information you choose to provide.
- B) Information you choose to give us
You may choose to provide us with additional Personally Identifiable Information in order to obtain a better user experience when using Fractoz.
- i) Additional Profile Information.You may choose to provide additional Personally Identifiable
Information as part of your Profile (preferred language(s), city, and a personal description). Some of this information as indicated in your account settings is part of your public profile page and will be publicly visible to others.
- ii) Address Book Contact Information.You may choose to import your address book contacts or enter your contacts’ information manually to access certain features of the Fractoz.
iii) Other Information. You may otherwise choose to provide us Information when you fill in a form, conduct a search, update or add information to your Account, respond to surveys, post to community forums, participate in promotions, or use other features/ functionalities of the Site.
- C) Information that is necessary for the payment related services
Fractoz needs to collect the following Sensitive Personal Information, as it is necessary for the adequate performance of its agreements with you and to comply with applicable law (such as anti-money laundering regulations). Without it, you will not be able to use payment services offered by Fractoz on the Site:
- ii) Identity Verification and Other Information.In connection with the collection of payment information and processing your payments we may also require certain information using which we can verify your identity (such as images of your specified government issued identification including passport, national ID card, or driving license) or other authentication information/KYC documents, your date of birth, your address, e-mail address, phone number and other information (such as your invoice amount, e-mail id and contact number) in order to verify your identity, provide the payment services to you, and to comply with applicable law.
III. Sharing your information:
We share your Information within Fractoz’s group companies and with other persons, service providers and entities who help us provide services to you (e.g. accommodation provider, services partner, social community partner etc.). We only share your information in accordance with the applicable law. In the interest of clarity, we share your Information for the purposes set out in this Policy, with the following categories of recipients:
- a) Within Fractoz’s group of companies in relation to its business purposes;
b) With accommodation managers/landlords of property(ies) or with tenants/ prospective tenants or occupants as the case may be to enable providing the services you request;
c) We use a variety of third-party service providers and vendors to help us provide products and services related to Fractoz, including curated community apps, utilities and services related to living (water, laundry, mobility etc.), and payment services. For example, service providers which assist us to: (i) verify your identity or authenticate your identification documents; (ii) verify information against that which is available on public databases; (iii) conduct background or police checks, fraud prevention, and risk assessment; (iv) perform product development, software and website maintenance and debugging; (v) allow the provision of Fractoz services through third party platforms and software tools (e.g. through the integration with our API’s); or (vi) provide customer service, advertising, or payments services. These providers have access to your information to the extent required to perform these tasks on our behalf and are contractually bound to protect and to use it only for the purposes for which it was disclosed and consistent with this Policy.
d) With persons/entities that own/ manage other applications or websites that integrate with our API or services, or those with an API or service with which we are integrated or choose to integrate in future;
e) Other members of curated networks of Fractoz tenants, users and employees if you submit content in such a forum/network, such as blog comments, social media posts, pictures or other content which are viewable by members of such curated networks.
f) The general public, if you submit content in a public forum, such as blog comments, social media posts, or other features of our services that are obviously viewable by the general public. For example, you may choose to use social sharing features and related tools which let you share details pertaining to your Fractoz experience with other applications, sites, or media, and vice versa. Your use of these features enables the sharing of Information with your friends or the public, depending on your social sharing service settings. Please refer to the privacy policies of those social sharing services for more information about how they handle the information you provide to or share through them;
g) Third parties where we have a duty to or are permitted to disclose your Information by law (e.g. law enforcement officials, government authorities);
h) With the police in the exercise of their functions or with others as required by a court order;
i) Third parties where we or any Fractoz group company, sell or buy any business or assets, in which case we may disclose your Information to the prospective seller or buyer of such business or assets;
j) Third parties in connection with any merger, sale of company assets, consolidation or restructuring, financing, or acquisition of all or a portion of Fractoz or any of the Fractoz group company’s business, in which case Information held by it you may be one of the transferred assets.
Note where we share your Sensitive Personal Information or Personally Identifiable Information, appropriate protections will be in place to protect such information as required by applicable data protection laws. Sometimes, we may share Information in an aggregated, pseudonymised and/or anonymised form which cannot reasonably be used to identify an individual.
- Purposes for which we use your Information:
a) Correspondence/communication with you pursuant to you registering an Account or your usage of the Site;
b) Verification of your Account;
c) Ensuring that the content on the Site is presented in the most effective manner for you and for your device;
d) To provide you with newsletters, information, products or services that you request from us which we feel may interest you, where you have consented to be contacted for such purposes;
f) For the purpose of studying your usage patterns;
g) For analytical purposes, including but not limited to assessing usage data, usage patterns, estimate audience sizes and other similar activities;
h) In any other manner we may describe when you provide the Information;
i) Detection and prevention of fraud, spam, abuse, security incidents, and other harmful activity;
j) Conducting security investigations and risk assessments;
k) Verification or authentication of the information or identifications provided by you (such as to verify your accommodation address or compare your identification photo to another photo you provide);
l) Conducting checks against databases and other information sources, including background or police checks, to the extent permitted by applicable laws and with your consent where required;
m) Compliance with our legal obligations and applicable laws;
n) Compliance and monitoring of our contractual obligations towards you;
o) Resolution of any disputes with you or any of our user(s) and enforce our agreements with third parties.
In connection with the activities above, we may conduct profiling based on your interactions with Fractoz, your Profile information and other content you submit, and information obtained from third parties. In limited cases, automated processes may restrict or suspend access to Site, if such processes detect an activity that we think poses a safety or other risk to Fractoz, other users, or third parties.
- DATA SECURITY
Fractoz gives the user right to withdraw his consent by sending an email at email@example.com
Given the nature of internet transactions, Fractoz does not take any responsibility for the transmission of Information including the Information you provide to Fractoz. Any transmission of your Information on the internet is done at your risk. Fractoz does not take any responsibility for you or any third party circumventing the privacy settings or security measures contained on the Site.
While Fractoz will use all reasonable efforts to ensure that your Information is safe and secure, it offers no representation, warranties or other assurances that the security measures are adequate, safe, fool proof or impenetrable.
You acknowledge that as a registered user you are responsible for maintaining the security of your Account such as your Account login credentials and passwords, and that you should not provide these credentials to any third party. If it comes to your knowledge that or if you have reason to believe that your Account credentials have been stolen or been made known to others, you must contact us immediately at firstname.lastname@example.org. You acknowledge that you are responsible for all acts done, using your Account login credentials. Fractoz is not responsible if someone else accesses your Account on account of your failure to maintain security of your Account credentials.
VI. Your Rights:
- a) Managing Your Information
You may access and update your Personally Identifiable or Sensitive Personal Information through your Account settings. Please note that you do not have the option to connect to third party applications using your Account. Do note however, Fractoz reserves the rights to save any Non-Personal, Device Information and usage Information and you are not entitled to seek the deletion of the same.
Fractoz at its sole discretion may permit or deny the change of any Information, if it is believed such Information is required to comply with applicable laws.
- b) Rectification of Inaccurate or Incomplete Information
You have the right to ask us to correct inaccurate or incomplete Personally Identifiable Information or Sensitive Personal Information concerning you (and which you cannot update yourself within your Account) by contacting email@example.com.
VII. Data Retention and Erasure
We retain your Information as long as it is required for it discharge its obligations towards you and/or as may be required under law. However, there may be circumstances that mean we must retain your personal information for longer (e.g. in the event of a dispute or if you make a claim in relation to a promotion or verification). We may retain some of your Personally Identifiable information as necessary for our legitimate business interests, such as fraud detection and prevention and enhancing safety. Information you have shared with others (e.g. reviews, forum postings) may continue to be publicly visible on the Site, even after your Account is cancelled.
VIII. International Privacy Rights
Fractoz’s Sites and/or databases are operated and managed on servers that may be located and operated in different jurisdictions. By using and accessing the Site, you consent to the transfer to and processing of your Information including the Sensitive Personal Information and the Personally Identifiable Information, on servers that may be located in a jurisdiction different from where you are located, and that the protection of such Information may be different than required under the laws of your residence or location.
- Age restrictions
The Site is only intended for users who are competent to contract under applicable law. If you are not of the requisite age, you are not to provide any Personally Identifiable Information or Sensitive Personal Information. If it comes to Fractoz’s attention that any such information pertains to an individual who is not competent to contract under applicable law, such Information may be deleted without notice to you.
- Amendments to the Policy
This Policy is subject to change at Fractoz’s sole discretion. Any changes to the Policy will be notified by way of a notice on the home page or as written last update date.
XII. Data protection contacts
If you have any questions, comments, complaints or suggestions in relation to this Policy, or any other concerns about the way in which we process information about you, please contact at firstname.lastname@example.org. We shall endeavour to address all requests/complaints within thirty (60) days from the date of such a request/complaint being made.
This Policy has been last updated on 1th January, 2020.